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Legal

Privacy notice

Translation for convenience

This is an English translation provided as a service. The legally binding version is the German one — in case of any discrepancy, the German text prevails.

Read the binding German version
01

Privacy at a glance

General information

The following notes provide a simple overview of what happens to your personal data when you visit this website. Personal data is any data by which you can be personally identified. For detailed information on data protection, please refer to the full privacy notice below this text.

Who is responsible for data collection on this website?

Data processing on this website is carried out by the website operator. You will find their contact details in the section “Information on the controller” in this privacy notice.

How do we collect your data?

Some of your data is collected because you provide it to us. This may, for example, be data you enter into a contact form.

Other data is collected automatically or with your consent by our IT systems when you visit the website. This is primarily technical data (for example your browser, operating system or the time of the page request). It is collected automatically as soon as you enter this website.

What do we use your data for?

Part of the data is collected to ensure that the website is provided without errors. Where contracts can be concluded or initiated via the website, the transmitted data is also processed for contract offers, orders or other enquiries.

What rights do you have regarding your data?

You have the right at any time to receive information free of charge about the origin, recipients and purpose of your stored personal data. You also have a right to request that this data be corrected or deleted. If you have given consent to data processing, you can withdraw that consent at any time with effect for the future. You also have the right, under certain circumstances, to request that the processing of your personal data be restricted.

You also have a right to lodge a complaint with the competent supervisory authority. You can contact us at any time about this and about any other questions concerning data protection.

02

Hosting

External hosting

This website is hosted externally. The personal data collected on this website is stored on the servers of the host. This may above all involve IP addresses, contact requests, meta and communication data, contract data, contact details, names, website access and other data generated via a website.

External hosting takes place for the purpose of fulfilling our contracts with our potential and existing customers (Art. 6 (1) (b) GDPR) and in the interest of a secure, fast and efficient provision of our online offering by a professional provider (Art. 6 (1) (f) GDPR). Where corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6 (1) (a) GDPR and § 25 (1) TDDDG (German Digital Services Data Protection Act), insofar as the consent covers the storage of cookies or access to information on the user's device (for example device fingerprinting) within the meaning of the TDDDG. Consent can be withdrawn at any time.

Our host will process your data only to the extent necessary to fulfil its performance obligations and will follow our instructions in respect of this data.

We use the following host:

Vercel Inc.

440 N Barranca Ave #4133

Covina, California 91723

USA

Data processing agreement

We have concluded a data processing agreement for the use of the service named above. This is a contract required by data protection law which ensures that the provider processes the personal data of our website visitors only in accordance with our instructions and in compliance with the GDPR.

Vercel Inc. is based in the United States. Server-side processing of your input — for example from the forms on this website — takes place on our instructions in the Paris, France data centre. Access from the United States cannot, however, be ruled out.

For such cases, the transfer is based on the Standard Contractual Clauses approved by the European Commission (Implementing Decision (EU) 2021/914, Module Two, controller to processor). They form part of the data processing agreement; for details see https://vercel.com/legal/dpa.

03

General notes and mandatory information

Data protection

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with statutory data protection provisions and this privacy notice.

When you use this website, various personal data is collected. Personal data is data by which you can be personally identified. This privacy notice explains what data we collect and what we use it for. It also explains how and for what purpose this happens.

We point out that data transmission over the internet (for example when communicating by email) can have security gaps. Complete protection of data against access by third parties is not possible.

Information on the controller

The controller for data processing on this website is:

Simon Cornehl

Cornehl Consulting

Kaiser-Friedrich-Straße 154

41460 Neuss

Germany

Phone: +49 170 3544710

Email: kontakt@cornehl-consulting.de

The controller is the natural or legal person who alone or jointly with others decides on the purposes and means of the processing of personal data (for example names, email addresses or similar).

Storage period

Unless a more specific storage period is stated within this privacy notice, your personal data remains with us until the purpose for the data processing no longer applies. If you assert a justified request for deletion or withdraw consent to data processing, your data will be deleted unless we have other legally permissible grounds for storing your personal data (for example retention periods under tax or commercial law); in the latter case, deletion takes place once those grounds no longer apply.

General information on the legal bases for data processing on this website

If you have consented to data processing, we process your personal data on the basis of Art. 6 (1) (a) GDPR or Art. 9 (2) (a) GDPR where special categories of data pursuant to Art. 9 (1) GDPR are processed. In the case of explicit consent to the transfer of personal data to third countries, data processing additionally takes place on the basis of Art. 49 (1) (a) GDPR. If you have consented to the storage of cookies or to access to information on your device (for example via device fingerprinting), the data processing additionally takes place on the basis of § 25 (1) TDDDG. Consent can be withdrawn at any time.

If your data is required for the performance of a contract or for the implementation of pre-contractual measures, we process your data on the basis of Art. 6 (1) (b) GDPR. We also process your data where this is necessary for compliance with a legal obligation, on the basis of Art. 6 (1) (c) GDPR. Data processing may further take place on the basis of our legitimate interest pursuant to Art. 6 (1) (f) GDPR. Information on the legal bases relevant in each individual case is provided in the following paragraphs of this privacy notice.

Recipients of personal data

In the course of our business activities we work with various external parties. This sometimes also requires the transfer of personal data to these external parties. We only pass personal data to external parties where this is necessary within the scope of performing a contract, where we are legally obliged to do so (for example passing data to tax authorities), where we have a legitimate interest in the transfer pursuant to Art. 6 (1) (f) GDPR, or where another legal basis permits the transfer. When using processors, we pass on our customers' personal data only on the basis of a valid data processing agreement. In the case of joint processing, a joint controller agreement is concluded.

Withdrawal of your consent to data processing

Many data processing operations are only possible with your express consent. You can withdraw consent you have already given at any time. The lawfulness of the data processing carried out until withdrawal remains unaffected by the withdrawal.

Right to object to data collection in special cases and to direct marketing (Art. 21 GDPR)

IF DATA PROCESSING TAKES PLACE ON THE BASIS OF ART. 6 (1) (E) OR (F) GDPR, YOU HAVE THE RIGHT AT ANY TIME TO OBJECT TO THE PROCESSING OF YOUR PERSONAL DATA ON GROUNDS RELATING TO YOUR PARTICULAR SITUATION; THIS ALSO APPLIES TO PROFILING BASED ON THESE PROVISIONS. THE RESPECTIVE LEGAL BASIS ON WHICH PROCESSING IS BASED CAN BE FOUND IN THIS PRIVACY NOTICE. IF YOU OBJECT, WE WILL NO LONGER PROCESS THE PERSONAL DATA CONCERNED UNLESS WE CAN DEMONSTRATE COMPELLING LEGITIMATE GROUNDS FOR THE PROCESSING WHICH OVERRIDE YOUR INTERESTS, RIGHTS AND FREEDOMS, OR THE PROCESSING SERVES THE ESTABLISHMENT, EXERCISE OR DEFENCE OF LEGAL CLAIMS (OBJECTION PURSUANT TO ART. 21 (1) GDPR).

IF YOUR PERSONAL DATA IS PROCESSED FOR THE PURPOSE OF DIRECT MARKETING, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME TO THE PROCESSING OF PERSONAL DATA CONCERNING YOU FOR THE PURPOSE OF SUCH MARKETING; THIS ALSO APPLIES TO PROFILING INSOFAR AS IT IS CONNECTED WITH SUCH DIRECT MARKETING. IF YOU OBJECT, YOUR PERSONAL DATA WILL SUBSEQUENTLY NO LONGER BE USED FOR THE PURPOSE OF DIRECT MARKETING (OBJECTION PURSUANT TO ART. 21 (2) GDPR).

Right to lodge a complaint with the competent supervisory authority

In the event of infringements of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, in particular in the member state of their habitual residence, their place of work or the place of the alleged infringement. This right to complain exists without prejudice to any other administrative or judicial remedy.

Right to data portability

You have the right to have data that we process automatically on the basis of your consent or in performance of a contract handed over to you or to a third party in a common, machine-readable format. If you request the direct transfer of the data to another controller, this will only take place where technically feasible.

Information, correction and deletion

Within the scope of the applicable statutory provisions, you have the right at any time to obtain free information about your stored personal data, its origin and recipients and the purpose of the data processing, and where applicable a right to have this data corrected or deleted. You can contact us at any time about this and about further questions on the subject of personal data.

Right to restriction of processing

You have the right to request the restriction of the processing of your personal data. You can contact us at any time for this purpose. The right to restriction of processing exists in the following cases:

  • If you dispute the accuracy of the personal data we hold about you, we usually need time to check this. For the duration of that check you have the right to request the restriction of the processing of your personal data.
  • If the processing of your personal data took place or is taking place unlawfully, you can request the restriction of data processing instead of deletion.
  • If we no longer need your personal data but you need it to exercise, defend or establish legal claims, you have the right to request the restriction of the processing of your personal data instead of deletion.
  • If you have lodged an objection pursuant to Art. 21 (1) GDPR, a balance must be struck between your interests and ours. As long as it has not been determined whose interests prevail, you have the right to request the restriction of the processing of your personal data.

If you have restricted the processing of your personal data, this data may — apart from being stored — only be processed with your consent or for the establishment, exercise or defence of legal claims, or to protect the rights of another natural or legal person, or for reasons of important public interest of the European Union or a member state.

SSL / TLS encryption

For security reasons and to protect the transmission of confidential content, such as orders or enquiries you send to us as the site operator, this site uses SSL or TLS encryption. You can recognise an encrypted connection by the fact that the browser's address line changes from http:// to https:// and by the lock symbol in your browser line.

When SSL or TLS encryption is active, the data you transmit to us cannot be read by third parties.

Objection to advertising emails

We hereby object to the use of contact data published under the obligation to provide an imprint for the purpose of sending advertising and information material that has not been expressly requested. The operators of these pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising material, for example by spam emails.

04

Data collection on this website

Cookies

Our web pages use what are known as cookies. Cookies are small data packages and do no harm to your device. They are stored on your device either temporarily for the duration of a session (session cookies) or permanently (persistent cookies). Session cookies are automatically deleted at the end of your visit. Persistent cookies remain stored on your device until you delete them yourself or your web browser deletes them automatically.

Cookies may originate from us (first-party cookies) or from third-party companies (third-party cookies). Third-party cookies make it possible to integrate certain services of third-party companies within web pages.

Cookies that are necessary to carry out the electronic communication process or to provide certain functions you have requested (necessary cookies) are stored on the basis of Art. 6 (1) (f) GDPR, unless another legal basis is stated. The website operator has a legitimate interest in storing necessary cookies for the technically error-free and optimised provision of its services. Where consent to the storage of cookies and comparable recognition technologies has been requested, processing takes place exclusively on the basis of that consent (Art. 6 (1) (a) GDPR and § 25 (1) TDDDG); consent can be withdrawn at any time.

You can set your browser so that you are informed about the setting of cookies and only allow cookies in individual cases, exclude the acceptance of cookies for certain cases or in general, and activate the automatic deletion of cookies when closing the browser. If cookies are deactivated, the functionality of this website may be limited.

This website does not set any cookies of its own. Cookies only arise if you expressly load the booking calendar on the booking page. Which ones these are is set out in the section “Appointment booking with Cal.com”.

Server log files

The provider of these pages automatically collects and stores information in what are known as server log files, which your browser transmits to us automatically. These are:

  • browser type and browser version
  • operating system used
  • referrer URL
  • host name of the accessing computer
  • time of the server request
  • IP address

This data is not merged with other data sources.

This data is collected on the basis of Art. 6 (1) (f) GDPR. The website operator has a legitimate interest in the technically error-free presentation and optimisation of its website — for this, server log files must be collected.

Contact form

If you send us enquiries via the contact form, the details you provide in the enquiry form, including the contact details you enter there, will be stored by us for the purpose of processing your enquiry and in case of follow-up questions. We do not pass this data on without your consent.

This data is processed on the basis of Art. 6 (1) (b) GDPR where your enquiry is connected with the performance of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, processing is based on our legitimate interest in the effective handling of enquiries addressed to us (Art. 6 (1) (f) GDPR) or on your consent (Art. 6 (1) (a) GDPR) where this has been requested; consent can be withdrawn at any time.

The data you enter in the contact form remains with us until you ask us to delete it, withdraw your consent to storage, or the purpose for storing the data no longer applies (for example after your enquiry has been dealt with). Mandatory statutory provisions — in particular retention periods — remain unaffected.

Enquiry by email, telephone or fax

If you contact us by email, telephone or fax, your enquiry including all resulting personal data (name, enquiry) will be stored and processed by us for the purpose of handling your request. We do not pass this data on without your consent.

This data is processed on the basis of Art. 6 (1) (b) GDPR where your enquiry is connected with the performance of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, processing is based on our legitimate interest in the effective handling of enquiries addressed to us (Art. 6 (1) (f) GDPR) or on your consent (Art. 6 (1) (a) GDPR) where this has been requested; consent can be withdrawn at any time.

The data you send us via contact enquiries remains with us until you ask us to delete it, withdraw your consent to storage, or the purpose for storing the data no longer applies (for example after your request has been dealt with). Mandatory statutory provisions — in particular statutory retention periods — remain unaffected.

Storage of your form data

The details you enter into any of the forms on this website are stored in a database that we operate with Supabase Pte. Ltd, 65 Chulia Street #38-02/03, OCBC Centre, Singapore 049513. The database server is located in Paris, France.

Depending on the form, the following is stored: your name, your email address, your message, the working document you requested, and your answers from the AVGS eligibility check and the funding check. The database cannot be accessed from outside; it is enabled exclusively for this website.

The legal basis is Art. 6 (1) (b) GDPR insofar as your enquiry serves the initiation or performance of a contract, and otherwise Art. 6 (1) (f) GDPR — our legitimate interest in handling enquiries reliably.

A data processing agreement is in place with Supabase. It forms part of the terms of use and includes the standard contractual clauses approved by the European Commission. Further details can be found at https://supabase.com/legal/dpa.

In addition, we receive a notification by email about your entry, and you receive a short acknowledgement. Both run through our own mailbox at Google Workspace; no separate mailing service is involved. The legal basis is Art. 6 (1) (b) GDPR — this concerns the handling of your own enquiry, not advertising.

Financial planning workshop for clients

Clients receive access to our financial planning workshop as part of the coaching. Access is protected by a shared username and password; no personal data is stored for this. The workshop runs entirely in your browser. Your entries are not transmitted to us or to third parties unless you send them yourself using “An Simon senden” (send to Simon, see below).

So that your entries are still there on your next visit, the workshop saves them in your browser's local storage. This is strictly necessary for the use you have expressly requested (Section 25 (2) no. 2 TDDDG). You can delete the stored entries at any time by removing the website data in your browser. Using “Mandantendatei sichern” (save client file) you can create a file on your own device if you wish; this file is not transmitted either.

Using “An Simon senden” you can actively send your current plan to us. Your entries from all modules, your email address and your optional message are sent to our server and forwarded from there directly by email to our mailbox at Google Workspace. Nothing is stored on the server or in our database. We use the data solely to review your plan as part of the coaching and to send you a revised version. The legal basis is Art. 6 (1) (b) GDPR. The email is deleted once it is no longer needed for the coaching and no statutory retention obligations apply.

The same applies to the free financial plan calculator on this website: it runs entirely in your browser and saves your entries only in your browser's local storage (Section 25 (2) no. 2 TDDDG). Nothing is transmitted to us or to third parties; the calculator has no send function.

Daily questions by email (“Twelve questions to ask yourself”)

On this website you can sign up to receive one question by email each morning for twelve days. We need your email address for this. Please note that this series is written in German.

We only send these emails once you have confirmed your registration. After signing up you initially receive a single email containing a confirmation link. If you do not click that link, nothing further happens and you will not hear from us again. This procedure ensures that nobody can enter your address without your involvement.

As evidence of your consent, we store the time of registration, the time of confirmation and the IP addresses used. We use this information exclusively for that evidence and for no other purpose.

The legal basis is your consent pursuant to Art. 6 (1) (a) GDPR in conjunction with § 7 (2) no. 3 UWG (German Act Against Unfair Competition). You can withdraw this consent at any time with effect for the future. A click on the unsubscribe link contained in each of these emails is sufficient; alternatively an informal message to us will do. The lawfulness of the processing carried out until withdrawal remains unaffected.

We store your data for as long as you are subscribed, and beyond that for as long as we must be able to demonstrate the consent given. After you unsubscribe we generally keep your email address and the evidence data for three years and then delete them; we will delete them earlier at your request, provided no statutory retention obligation prevents this.

Storage takes place in the same Supabase database described in the preceding section. Dispatch runs through our own mailbox at Google Workspace; no separate newsletter service is involved, so your address is not passed on to any further provider.

05

Plugins and tools

Google Fonts (hosted locally)

For the consistent display of typefaces, this site uses what are known as Google Fonts, provided by Google. The Google Fonts are installed locally. No connection to Google servers takes place in the process.

Further information on Google Fonts can be found at https://developers.google.com/fonts/faq and in Google's privacy policy: https://policies.google.com/privacy?hl=en

Appointment booking with Cal.com

On the booking page you can book a free first call. The calendar for this is provided by Cal.com, Inc., 2261 Market Street #4382, San Francisco, CA 94114, USA.

The calendar is not loaded automatically. It only appears when you expressly request it — by clicking a button to book the first call or “Load the calendar”. As long as you do not do this, no connection to Cal.com is established and no data is transmitted there.

When the calendar is loaded, your IP address is transmitted to Cal.com. Cal.com then stores information on your device: the cookies __cf_bm (protection against automated access) and __Secure-next-auth.callback-url (session management), as well as the entries nextauth.message and timeOption.is24hClock (display of the time in 12- or 24-hour format) in your browser's local storage.

If you book an appointment, Cal.com additionally processes the data you provide: your name, your email address, your time zone and your notes about your request.

The legal basis is Art. 6 (1) (b) GDPR, since arranging an appointment serves to initiate a consulting contract. Storing the information named above on your device is permitted under § 25 (2) no. 2 TDDDG, because it is necessary for the service you expressly requested — the appointment booking.

A data processing agreement pursuant to Art. 28 GDPR is in place with Cal.com. It includes the standard contractual clauses approved by the European Commission for transfers to third countries (module two, controller to processor).

Cal.com processes data in the USA. For data subjects in the European Economic Area, Cal.com has appointed a representative pursuant to Art. 27 GDPR, reachable at legal+eu@cal.com. Cal.com in turn uses service providers, for example for hosting, database and sending confirmation emails. The current list of these sub-processors can be found at https://trust.cal.com, and the privacy policy at https://cal.com/privacy.

Google Calendar and Google Meet

If you book an appointment via Cal.com, it is entered into our calendar at Google Workspace and a video conference room is created at Google Meet. The provider for customers in the European Economic Area is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland.

In the process, your name, your email address and the agreed appointment are transmitted to Google. You receive an invitation with the access link. During the call, Google processes the transmitted image and sound data; the call is not recorded.

The legal basis is Art. 6 (1) (b) GDPR — without this processing the agreed call could not take place.

A data processing agreement (Cloud Data Processing Addendum) is in place with Google. Insofar as data reaches a country outside the European Economic Area, the transfer is based on Google LLC's certification under the EU-U.S. Data Privacy Framework or, where that does not apply, on the standard contractual clauses approved by the European Commission. Further details can be found in Google's privacy policy: https://policies.google.com/privacy?hl=en

Translation of the German privacy notice, which was created with the eRecht24 generator and extended with the sections on Cal.com, Google Meet and the database. · As of 3 September 2026